For the KBOR Mandatory Retirement Plan, access to funds is only available when the participant has completely separated from service from all KBOR state university/KBOR office employment or when the participant is under a Phased Retirement Agreement.

For the KBOR Voluntary Retirement Plan, participants may access funds after separation from service, at or after age 59/12, when disability status is attained or when a QDRO is submitted.

The Kansas Board of Regents 403(b) plan is using Planwithease.com (PWE) to help administer the Retirement Program.  PWE is a plan administration service which will act on behalf of the KBOR Retirement Program to review and approve distribution requests that are allowed under the KBOR Plans for approved providers.*  PWE also offers account information and educational materials.

Want to check out PWE?  Click here.  (Note:  Your initial user ID is your nine-digit Social Security number, and your password is your birthday in MMYY format.  You will be prompted to create your own unique user ID and password.)  For more information about PWE, click here.

Have questions regarding the KBOR 403(b) Plan?
Regents Retirement Plan
KBOR Mandatory 403(b) Plan Document
KBOR Voluntary 403(b) Plan Document

*Under the Mandatory Plan, ING and TIAA-CREF are the only approved investment providers, as well as the deselected providers Lincoln National and Security Benefit Group.  Click here for a list of approved Voluntary Plan investment providers.  To access funds from non-approved investment providers, work with the KBOR state university where you were employed to complete the necessary KBOR fund distribution paperwork (contact information is below).

Please note: income derived from the KBOR 403(b) Mandatory and Voluntary plans is currently exempt from Kansas State income tax. See Kansas Department of Revenue Tax Notice 05-05. If you have questions about this notice or its application, please contact the Department of Revenue (785) 368-8222, visit their web site at www.ksrevenue.org or consult your tax or financial advisor.

Please contact your Human Resources/Benefits Office for more information.  The following is a listing of each location and contact information.

 

KBOR Loan Certification Form (use this form if PWE is not an option that works for you)

KBOR Hardship Request Form (use this form if PWE is not an option that works for you) 

Medical Expenses--IRS Publication #502

Casualty Losses--IRS Publication #547

Qualified Domestic Relations Order Information